401 K Contribution Limits 2025 Irs. The irs has officially announced the 401k and ira contribution limits for the year 2025. Understanding 401(k) contribution limits is crucial for effective retirement planning because they dictate the maximum amount individuals can contribute annually.

Save more in your 401 (k) or ira in 2025: Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up to $23,000 in 2025, a $500 increase.